Share & Certificate of Deposit Rates

Share Accounts:

Account Type Term APR APY
Regular Share (Savings)Daily0.20%*0.20%*
Vacation Share AccountDaily0.20%*0.20%*
Holiday Club Account 2016-2017Annual0.50%*0.50%*
IRA Share AccountDaily0.50%*0.50%*
Coverdell Education Savings IRADaily3.25%*3.29%*
Health Savings AccountDaily2.75%*2.78%*

APR = Annual Percentage Rate; APY = Annual Percentage Yield;

*2nd Quarter 2017 Share Account Dividends Declared March 16, 2017. Rates are Subject to Change Daily. Minimum Balance Required to open a share account is $5.00; Minimum amount to earn dividends is $100.00. Fees may reduce earnings on savings accounts.

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High Yield Money Market Accounts:

Account Balance Term APR APY
$2,000–$19,999.99Daily0.20%*0.20%*
$20,000–$49,999.99Daily0.30%*0.30%*
$50,000 & UpDaily0.40%*0.40%*

APR = Annual Percentage Rate; APY = Annual Percentage Yield;

*Rates are effective June 1, 2017. Rates are Subject to Change Daily. $2000 Minimum balance required to keep account open. Fees may reduce earnings on savings accounts.

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Certificate of Deposit Rates (Includes IRA CD's):

Balance Amount Term APR APY
$500 Minimum purchase for all CD terms 6 months0.50%*0.50%*
12 months0.70%*0.70%*
18 months0.80%*0.80%*
24 months1.10%*1.11%*
30 months1.20%*1.21%*
36 months1.40%*1.41%*
48 months1.70%*1.71%*
60 months2.00%*2.02%*

APR = Annual Percentage Rate; APY = Annual Percentage Yield;

*CD rates are effective June 1, 2017. Rates are Subject to Change Daily. Fees may reduce earnings on savings accounts.

As a credit union depositor, you are entitled to the full interest rate as stated upon your Certificate of Deposit, providing you do not withdraw your funds earlier than the maturity date stated on your certificate. Should you find it necessary to withdraw your funds prior to the maturity date stated, your accumulated interest and/or principal may be reduced in accordance with established penalties. Penalties for early withdrawal are based upon the term or length of time the funds were to remain on deposit. Specific penalties for specific terms will be disclosed on your individual certificate of deposit.