Member Rewards

Our Philosophy is simple: The more you use – the more you get!

At FEDCOM CU we are always looking for ways to give you more for your money! Now the more you do with us, the more rewards you get. For every product and service you use with us, you will earn points.

On the last day of the month your points are totaled and your reward level is determined for the next month. Your reward level will appear on your monthly statement so you will always know what level you are at.

Do you want to be a Diamond? Contact us and find out how we can help you earn more rewards.

Ruby Level – Point Total 0 – 199

  • Free Checking
  • Free Starter Checks
  • Free Line of Credit Overdraft Transfers*
  • Free Online Banking
  • Free Online Bill Pay
  • Free Audio Banking
  • 2 Free Telephone Transfers
  • No Fee Debit Usage
  • Free Notary Service
  • Free ATM Deposits

Emerald Level: Point Total 200 – 299

  • Free Checking
  • Free Starter Checks
  • Free Line of Credit Overdraft Transfers*
  • Free Online Banking
  • Free Online Bill Pay
  • Free Audio Banking
  • 2 Free Telephone Transfers
  • No Fee Check Cashing
  • No Fee Debit Usage
  • Free Notary Service
  • Free History Printouts
  • Free Money Orders
  • 2 Free ATM Withdrawals
  • Free ATM Deposits

Diamond Level: Point Total 300+

  • Free Checking
  • Free Starter Checks
  • Free Line of Credit Overdraft Transfers*
  • Free Online Banking
  • Free Online Bill Pay
  • Free Audio Banking
  • Unlimited Free Telephone Transfers
  • No Fee Check Cashing
  • No Fee Debit Usage
  • Free Notary Service
  • Free History Printouts
  • Free Money Orders
  • Free Cashier's Checks
  • 4 Free ATM Withdrawals
  • Free ATM Deposits

Point Scale

Credit Union Service Points
Holiday Club Savings Account25
Vacation Club Savings Account25
Non-IRA Certificate Products25
Savings or Loan Aggregate Balance from up to $1,99925
Loan Payments via Automatic Funds Transfer25
Transfers, any type, via Automatic Funds Transfer25
Checking Account50
IRA Share and Certificate Products50
High Yield Money Market Account50
Savings or Loan Aggregate Balance from $2,000 to $9,99950
Other Loans (No Home Equity or Mortgage)50
ATM – Active50
FEDCOM CU Visa Credit Card50
Audio Banking – Active50
Internet Banking – Active50
E-Statements – Enrolled50
Direct Deposits of at least $300 per month50
Savings or Loan Aggregate Balance from $10,000 to $29,099975
Home Equity Loans75
Debit Card – Active75
Savings or Loan Aggregate Balance from $30,000 to $49,999100
Mortgage Loans100
Savings or Loan Aggregate Balance from $50,000 to $999,999.99125
Any Savings Account with Negative Balance-100
Any Checking Account with Negative Balance-100
Any Loan 2 or More Months Delinquent-100