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Member Rewards

Our Philosophy is simple: The more you use – the more you get!

At FEDCom CU we are always looking for ways to give you more for your money! Now the more you do with us, the more rewards you get. For every product and service you use with us, you will earn points.

On the last day of the month your points are totaled and your reward level is determined for the next month. Your reward level will appear on your monthly statement so you will always know what level you are at.

Do you want to be a Diamond? Contact us and find out how we can help you earn more rewards

Ruby Level
Point Total 0 - 199

Free Checking
Free Starter Checks
Free Line of Credit Overdraft Transfers*
Free Online Banking
Free Online Bill Pay
Free Audio Banking
2 Free Telephone Transfers
No Fee Check Cashing
No Fee Debit Usage when you sign for your transaction
Free Notary Service
Free ATM Deposits

Emerald Level
Point Total 200 - 299

Free Checking
Free Starter Checks
Free Line of Credit Overdraft Transfers*
Free Online Banking
Free Online Bill Pay
Free Audio Banking
2 Free Telephone Transfers
No Fee Check Cashing
No Fee Debit Usage when you sign for your transaction
Free Notary Service
Free History Printouts
Free Money Orders
Free Travelers Checks
2 Free ATM Withdrawals
2 Free PIN Point of Sale Purchases
Free ATM Deposits

Diamond Level
Point Total 300+

Free Checking
Free Starter Checks
Free Line of Credit Overdraft Transfers*
Free Online Banking
Free Online Bill Pay
Free Audio Banking
Unlimited Free Telephone Transfers
No Fee Check Cashing
No Fee Debit Usage when you sign for your transaction
Free Notary Service
Free History Printouts
Free Money Orders
Free Travelers Checks
Free Cashier's Checks
4 Free ATM Withdrawals
4 Free PIN Point of Sale Transactions
Free ATM Deposits

*Must have Line of Credit to qualify. Daily interest applies.

Point Scale

Credit Union Service Points
Holiday Club Savings Account 25
Vacation Club Savings Account 25
Non-IRA Certificate Products 25
Savings or Loan Aggregate Balance from up to $1,999 25
Loan Payments via Automatic Funds Transfer 25
Transfers, any type, via Automatic FundsTransfer 25
Checking Account 50
IRA Share and Certificate Products 50
High Yield Money Market Account 50
Savings or Loan Aggregate Balance from $2,000 to $9,999 50
Other Loans (No Home Equity or Mortgage) 50
ATM - Active 50
FEDCom CU Visa Credit Card 50
Audio Banking - Active 50
Internet Banking - Active 50
E-Statements - Enrolled 50
Direct Deposits of at least $300 per month 50
Savings or Loan Aggregate Balance from $10,000 to $29,0999 75
Home Equity Loans 75
Debit Card - Active 75
Savings or Loan Aggregate Balance from $30,000 to $49,999 100
Mortgage Loans 100
Savings or Loan Aggregate Balance from $50,000 to $999,999.99 125
Any Savings Account with Negative Balance -100
Any Checking Account with Negative Balance -100
Any Loan 2 or More Months Delinquent -100

 

 
     

©FEDCom Credit Union
www.fedcomcu.com

Last Updated: May 3, 2011

NCCU Equal Housing Lender